How to Apply
Habitat Greater Boston is not currently accepting applications for our homeownership program. To be notified once applications are available, click here.
Call For Inquiry
Our Mailing Address
240 Commercial Street, 4th Floor
Boston, MA 02109
Once available, check back here to download an application, or,
email email@example.com or call (617) 423-2223, ext. 17 to request an application by mail.
Your application will be evaluated based on three main areas:
- Need: Current housing is substandard or inadequate (overcrowded, too expensive or unsafe)
or family income is insufficient to afford a conventional mortgage.
- Ability to Pay: Secure employment, good credit, legal residency, and able to make affordable mortgage payments.
- Willingness to Partner: Family agrees to work with Habitat and our volunteers for at least 300 hours (two-parent family) or 250 hours (single-parent family) building Habitat homes or working in our ReStore.
You may receive a home visit from volunteer members of our Family Selection Committee.
If you are selected for a Habitat home, you will then begin your 250-300 hours of sweat equity and take your ten homeownership classes. Class topics include financial management and budgeting, foreclosure prevention, estate planning, legal rights and responsibilities of homeownership, and more. When your home is finished and you have completed all the foregoing requirements, Habitat will help you obtain affordable financing to pay for it over 20-30 years.
Frequently Asked Questions
How long does it take from the time I apply for a home until I close and move in?
What is the sweat equity requirement?
When do I perform the sweat equity?
Can friends and other groups help me meet the 250-300 hours of sweat equity?
Are there income guidelines for the homeownership program?
Yes. In order to qualify for the Habitat homeownership program, your household income must be between 50 to 80% of area median income as established by HUD. The 2020 Income Guidelines are:
|Family Size||Minimum Income