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Habitat for Humanity homeownership provides
secure affordable housing to low-income individuals who have been
living in substandard rental units. Habitat for Humanity believes
homeownership is a vital step in creating self-esteem in both
families and neighborhoods, and is the most basic way to break
successive generations of poverty.
Habitat for Humanity is an equal opportunity
program. Families are selected based on their level of need, willingness
to partner and accept responsibility, and their ability to pay
the mortgage. Individuals from all races, sexes, and creeds are
encouraged to apply.
To qualify for a home you must:
- Have a need for safe and decent housing; For example, your
family must be living in substandard housing, such as housing
with poor heating, bad plumbing, bad wiring, leaks in the roof,
overcrowding (three to a bedroom), unsanitary or unsafe conditions.
- Have lived in our service area for over one year; Our service
area is made up of the following municipalities: Arlington,
Belmont, Boston, Brookline, Cambridge, Chelsea, Dedham, Dover,
Everett, Lexington, Lincoln, Malden, Medford, Melrose, Needham,
Newton, Revere, Somerville, Stoneham, Waltham, Watertown, Wellesley,
Weston, Winchester, Winthrop or Woburn
- Be a first-time homebuyer;
- Be willing to partner with Habitat by building your home (or
someone else’s home) with us for at least 300 hours and
by attending at least 100 hours of homeowner education classes;
- Have a steady income of at least $3,350 a month ($40,000 a
year) but, depending on the size of your family, less than $5,560
a month ($66,700 a year); and
- Have a good credit, no felony convictions and no more than
one conviction for a misdemeanor.
Service Area
We serve the following Greater Boston areas: Arlington, Belmont,
Boston, Brookline, Cambridge, Chelsea, Dedham, Dover, Everett,
Lexington, Lincoln, Malden, Medford, Melrose, Needham, Newton,
Revere, Somerville, Stoneham, Waltham, Watertown, Wellesley, Weston,
Winchester, Winthrop, and Woburn. If you live outside of our service
area, please contact your local affiliate.
Application
Process
We are currently not accepting applications at this time. Please
check back often for updates.
Family Selection Income Guidelines*
| Family Size |
Maximum Income |
| 3 |
$45,500 |
| 4 |
$50,500
|
| 5 |
$54,500
|
| 6 |
$58,600
|
| 7 |
$62,600 |
| 8 |
$66,700
|
* effective 4/1/07 and set according to HUD income guidelines
for Boston, 2007
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